. >>> the leaders of an independent panel that harassly criticized security in ben tobacco city will explain their findings today. the u.s. ambassador and three other americans were killed in a september 11 attack. meanwhile democrats are rejecting the fiscal cliff plan b by republicans. boehner stays his plan b is a fallback in case they don't get a deal done before the end of the year. his plan is to increase tax rates for those making $1 million a year and keep them the same for everyone else. senate democratic leader harry reid says plan b won't make it through the senate where democrats are in the majority. >>> instar gram is responding to the new terms of service. instagram founder is now thanking users for their input about new rules. one says instagram could sell any photos posted to advertisers without notifying or compensating the account holder. now it says it has no intention of selling user photos. >> a lot of people talking about that yesterday. >> oh yeah. >>> 4:49 now. it's cold out there today. let's see how it's effecting traffic. sal. >> it's really cold. one of th